Compare Breakdown Cover

Compare Breakdown Cover offers online comparisons of breakdown cover policies from assistance providers.

Quick overview

Options include vehicle and personal cover, with different recovery and assistance features depending on the policy.

Cover types include motorcycles, motorhomes, caravans and trailers.
Single-trip and annual policies are available.
Some policies include home start for breakdowns at or close to home.
Personal cover is subject to policy limits on vehicle type and age.
The website offers an online form, searchable FAQs and policy documentation.

Introduction

Compare Breakdown Cover offers an online comparison service for breakdown cover policies from assistance providers. Policies can be purchased through the website.

The options include vehicle and personal cover, alongside cover for motorcycles, motorhomes, caravans and trailers. Single-trip and annual policies are also available.

What Compare Breakdown Cover offers

The service offers breakdown cover with different levels of assistance. These include roadside assistance, local recovery, national recovery and home start. Onward travel, overnight accommodation and a hire vehicle are also described as cover features, subject to the policy.

Other cover types named on the site include older vehicle, van, minibus and commercial fleet breakdown cover. The site also offers MOT and servicing comparisons.

Product and service categories

Vehicle breakdown cover

Vehicle cover applies to a designated vehicle. Local and national recovery policies are available. If a vehicle cannot be repaired at the roadside, local recovery provides for recovery to a garage within a distance specified by the policy.

Personal breakdown cover

Personal cover applies to the named person rather than a designated vehicle, subject to the vehicle type and age limits in the policy. Options include cover for cars and motorcycles. Most personal cover options also include cover when the policyholder is travelling as a passenger.

Motorcycle breakdown cover

Motorcycle policies include roadside assistance and recovery. Recovery can be local or national, depending on the policy. Some policies offer onward travel if the motorcycle cannot be repaired by the end of the working day.

Motorhome and campervan cover

Motorhome breakdown cover includes roadside assistance and recovery. Onward travel is available if the motorhome cannot be fixed at the roadside or at a garage. Campervan cover is also offered.

Caravan and trailer cover

Caravan and trailer options include recovery only, or recovery and repair. With recovery only, a towed caravan or trailer is recovered alongside the main vehicle if that vehicle breaks down, but a breakdown of the caravan or trailer itself is not covered. Recovery and repair cover also offers roadside assistance and recovery for a problem with the towed caravan or trailer itself.

Single-trip and annual cover

Both single-trip and annual breakdown cover options are available. Single-trip cover applies for the duration of a trip, with the dates selected when choosing a policy. Cover options can include onward travel, overnight accommodation and a hire car, subject to policy terms.

Browse the full range on the Compare Breakdown Cover website.

More Info

Using the website

The online form asks shoppers to choose vehicle or personal cover. It also asks for the main vehicle’s registration number, the number of drivers and the type of cover required. Trip dates and maximum trip length can be entered where relevant.

The website offers articles, a breakdown cover guide, searchable FAQs and policy documentation. Shoppers can also use an online contact form to request administrative changes, such as a change of vehicle details.

Notable features

Home start is included in some policies. It offers assistance for a breakdown at or within one mile of the home address, although it is not included in every policy.

Assistance providers offer cover for punctures and flat tyres, and flat battery cover is included in the breakdown policies described on the site. Policy benefits and cover levels are fixed when a policy is purchased.

Frequently asked questions

Can vans be covered under personal cover?

Some personal cover products include vans, but others do not. The product information specifies the vehicle types covered.

Can another driver be added to personal cover?

An additional driver can be added by contacting the service directly. Additional drivers must be permanently resident at the home address stated on the policy.

Can multiple vehicles be added to one vehicle policy?

Multiple vehicles cannot be added to a vehicle policy. Personal cover is offered as a separate option, subject to its vehicle age and type limits.

What happens if a vehicle’s age changes during an annual vehicle policy?

For vehicle cover, the vehicle’s age is assessed when the policy is purchased. Cover is provided for the full year.

Can a policy’s cover level be changed after purchase?

Cover levels are fixed when the policy is purchased. Administrative changes, such as vehicle details, can be requested through the contact form.

Where can the assistance provider be identified?

The assistance provider is shown on the policy certificate. The site also provides a claims page with assistance providers’ contact details.

Key takeaways

Compare vehicle and personal breakdown cover online.
Options include motorcycle, motorhome, caravan and trailer cover.
Local recovery, national recovery and home start are among the cover levels described.
Personal cover is subject to the vehicle type and age limits in the policy.
Policy documents set out the terms and exclusions for each policy.

Summary

Compare Breakdown Cover brings together breakdown policies with a choice of vehicle and personal cover. The website provides policy information and contact options, with cover features varying by policy.