Future Cover

Future Cover is an insurance intermediary offering life insurance, critical illness cover and income protection.

Quick overview

Its life cover categories include mortgage, joint and over 50 life insurance, as well as farmer IHT cover.

Mortgage life insurance includes level term and decreasing term types.
Critical illness cover can be added to a joint life insurance policy.
Farmer IHT cover includes a comparison of whole-of-life and term policies and an annual review.
An agent makes contact after an enquiry form is completed.
The website offers an income protection guide for self-employed people.

Introduction

Future Cover is an insurance intermediary offering life cover, critical illness cover and income protection.

Its life insurance options include mortgage life insurance, joint life insurance, over 50 life insurance and farmer IHT cover.

What Future Cover offers

Future Cover offers insurance enquiries and a conversation with an agent about the available options. Its cover categories include life insurance, critical illness cover and income protection.

Product and service categories

Life insurance

Life insurance is offered alongside more specific types of life cover. These include mortgage, joint and over 50 life insurance.

Mortgage life insurance

Mortgage life insurance is also called mortgage protection insurance. The types described include level term cover and decreasing term insurance.

Joint life insurance

Joint life insurance is a policy covering two people. Critical illness cover can be added to a joint life insurance policy.

Over 50 life insurance

Over 50 life insurance is a type of life cover for people over 50. A policy can be written into trust.

Farmer IHT cover

Future Cover offers farmer IHT life cover. Whole-of-life and term policies are compared, and a policy can be written in a discretionary trust. The service includes an annual review.

Critical illness cover

Critical illness cover is offered as a separate category. It can also be added to joint life insurance.

Income protection

Income protection is another insurance category offered by Future Cover. Its guide discusses shorter-term and longer-term policies, as well as own occupation and any occupation policies.

Browse the full range on the Future Cover website.

More Info

Using the website

An enquiry form asks for a name, email address, telephone number, subject and message. The website also offers a guide to income protection for self-employed people and articles about life insurance.

Notable features

After an enquiry form is completed, Future Cover says an agent will make contact to discuss the options. For farmer IHT cover, the service includes a comparison of whole-of-life and term policies and an annual review.

Frequently asked questions

What types of life insurance does Future Cover offer?

Its categories include mortgage, joint and over 50 life insurance. Farmer IHT life cover is also offered.

What types of mortgage life insurance are described?

Future Cover describes level term cover and decreasing term insurance. Mortgage life insurance is also called mortgage protection insurance.

Can critical illness cover be added to joint life insurance?

Yes. Future Cover describes critical illness cover as an addition to a joint life insurance policy.

What policy types are compared for farmer IHT cover?

The service compares whole-of-life and term policies. It also includes an annual review.

Is there an income protection guide for self-employed people?

Yes. The guide discusses income protection for self-employed people, including shorter-term and longer-term policies.

How can I make an enquiry?

Future Cover has an enquiry form asking for contact details, a subject and a message. An agent will make contact after the form is completed.

Key takeaways

Future Cover is an insurance intermediary offering life cover, critical illness cover and income protection.
Life insurance categories include mortgage, joint and over 50 cover.
Critical illness cover can be added to a joint life insurance policy.
Farmer IHT cover includes a comparison of whole-of-life and term policies.
An enquiry form and an income protection guide are available on the website.

Summary

Future Cover offers several types of life insurance alongside critical illness cover and income protection. Its services include agent contact after an enquiry and a comparison of policy types for farmer IHT cover.